LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,840
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$154,501
−HK$4,735/mo
Today · 4.125%
HK$159,236
baseline
▲ 0.50% · 4.625%
HK$168,925
+HK$9,689/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$318,472/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,695
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$171,166
−HK$4,535/mo
Today · 4.125%
HK$175,701
baseline
▲ 0.50% · 4.625%
HK$184,963
+HK$9,262/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$351,402/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,808
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,401
−HK$5,682/mo
Today · 4.125%
HK$191,083
baseline
▲ 0.50% · 4.625%
HK$202,710
+HK$11,627/mo
Deposit HK$26.28M · loan HK$39.43M · min. income ≈ HK$382,166/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,034
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,399
−HK$5,442/mo
Today · 4.125%
HK$210,841
baseline
▲ 0.50% · 4.625%
HK$221,955
+HK$11,114/mo
Deposit HK$26.28M · loan HK$39.43M · min. income ≈ HK$421,682/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,776
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,301
−HK$6,629/mo
Today · 4.125%
HK$222,930
baseline
▲ 0.50% · 4.625%
HK$236,495
+HK$13,565/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$445,860/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,373
−HK$12,609/mo
▼ 0.25% · 3.875%
HK$239,632
−HK$6,350/mo
Today · 4.125%
HK$245,982
baseline
▲ 0.50% · 4.625%
HK$258,948
+HK$12,966/mo
Deposit HK$19.71M · loan HK$46.00M · min. income ≈ HK$491,964/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,711
−HK$16,914/mo
▼ 0.25% · 3.875%
HK$278,101
−HK$8,524/mo
Today · 4.125%
HK$286,625
baseline
▲ 0.50% · 4.625%
HK$304,065
+HK$17,440/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$573,250/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,051
−HK$16,211/mo
▼ 0.25% · 3.875%
HK$308,098
−HK$8,164/mo
Today · 4.125%
HK$316,262
baseline
▲ 0.50% · 4.625%
HK$332,933
+HK$16,671/mo
Deposit HK$6.57M · loan HK$59.14M · min. income ≈ HK$632,524/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,792,751 · Scale 2, in force from 26 Feb 2026)