LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,853
−HK$9,398/mo
▼ 0.25% · 3.875%
HK$154,515
−HK$4,736/mo
Today · 4.125%
HK$159,251
baseline
▲ 0.50% · 4.625%
HK$168,941
+HK$9,690/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$318,502/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,710
−HK$9,007/mo
▼ 0.25% · 3.875%
HK$171,182
−HK$4,535/mo
Today · 4.125%
HK$175,717
baseline
▲ 0.50% · 4.625%
HK$184,980
+HK$9,263/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$351,434/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,824
−HK$11,277/mo
▼ 0.25% · 3.875%
HK$185,418
−HK$5,683/mo
Today · 4.125%
HK$191,101
baseline
▲ 0.50% · 4.625%
HK$202,729
+HK$11,628/mo
Deposit HK$26.29M · loan HK$39.43M · min. income ≈ HK$382,202/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,053
−HK$10,808/mo
▼ 0.25% · 3.875%
HK$205,418
−HK$5,443/mo
Today · 4.125%
HK$210,861
baseline
▲ 0.50% · 4.625%
HK$221,976
+HK$11,115/mo
Deposit HK$26.29M · loan HK$39.43M · min. income ≈ HK$421,722/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,795
−HK$13,156/mo
▼ 0.25% · 3.875%
HK$216,321
−HK$6,630/mo
Today · 4.125%
HK$222,951
baseline
▲ 0.50% · 4.625%
HK$236,517
+HK$13,566/mo
Deposit HK$19.72M · loan HK$46.00M · min. income ≈ HK$445,902/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,395
−HK$12,609/mo
▼ 0.25% · 3.875%
HK$239,654
−HK$6,350/mo
Today · 4.125%
HK$246,004
baseline
▲ 0.50% · 4.625%
HK$258,972
+HK$12,968/mo
Deposit HK$19.72M · loan HK$46.00M · min. income ≈ HK$492,008/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,736
−HK$16,915/mo
▼ 0.25% · 3.875%
HK$278,127
−HK$8,524/mo
Today · 4.125%
HK$286,651
baseline
▲ 0.50% · 4.625%
HK$304,093
+HK$17,442/mo
Deposit HK$6.57M · loan HK$59.15M · min. income ≈ HK$573,302/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,079
−HK$16,212/mo
▼ 0.25% · 3.875%
HK$308,127
−HK$8,164/mo
Today · 4.125%
HK$316,291
baseline
▲ 0.50% · 4.625%
HK$332,963
+HK$16,672/mo
Deposit HK$6.57M · loan HK$59.15M · min. income ≈ HK$632,582/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$2,793,008 · Scale 2, in force from 26 Feb 2026)