LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,866
−HK$9,398/mo
▼ 0.25% · 3.875%
HK$154,527
−HK$4,737/mo
Today · 4.125%
HK$159,264
baseline
▲ 0.50% · 4.625%
HK$168,954
+HK$9,690/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$318,528/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,724
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$171,195
−HK$4,537/mo
Today · 4.125%
HK$175,732
baseline
▲ 0.50% · 4.625%
HK$184,995
+HK$9,263/mo
Deposit HK$32.86M · loan HK$32.86M · min. income ≈ HK$351,464/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,839
−HK$11,277/mo
▼ 0.25% · 3.875%
HK$185,433
−HK$5,683/mo
Today · 4.125%
HK$191,116
baseline
▲ 0.50% · 4.625%
HK$202,745
+HK$11,629/mo
Deposit HK$26.29M · loan HK$39.43M · min. income ≈ HK$382,232/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,069
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$205,435
−HK$5,443/mo
Today · 4.125%
HK$210,878
baseline
▲ 0.50% · 4.625%
HK$221,994
+HK$11,116/mo
Deposit HK$26.29M · loan HK$39.43M · min. income ≈ HK$421,756/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,812
−HK$13,157/mo
▼ 0.25% · 3.875%
HK$216,338
−HK$6,631/mo
Today · 4.125%
HK$222,969
baseline
▲ 0.50% · 4.625%
HK$236,536
+HK$13,567/mo
Deposit HK$19.72M · loan HK$46.01M · min. income ≈ HK$445,938/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,414
−HK$12,610/mo
▼ 0.25% · 3.875%
HK$239,674
−HK$6,350/mo
Today · 4.125%
HK$246,024
baseline
▲ 0.50% · 4.625%
HK$258,992
+HK$12,968/mo
Deposit HK$19.72M · loan HK$46.01M · min. income ≈ HK$492,048/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,758
−HK$16,916/mo
▼ 0.25% · 3.875%
HK$278,149
−HK$8,525/mo
Today · 4.125%
HK$286,674
baseline
▲ 0.50% · 4.625%
HK$304,118
+HK$17,444/mo
Deposit HK$6.57M · loan HK$59.15M · min. income ≈ HK$573,348/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,103
−HK$16,214/mo
▼ 0.25% · 3.875%
HK$308,152
−HK$8,165/mo
Today · 4.125%
HK$316,317
baseline
▲ 0.50% · 4.625%
HK$332,990
+HK$16,673/mo
Deposit HK$6.57M · loan HK$59.15M · min. income ≈ HK$632,634/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,793,234 · Scale 2, in force from 26 Feb 2026)