LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,990
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,457
−HK$473/mo
Today · 4.125%
HK$15,930
baseline
▲ 0.50% · 4.625%
HK$16,900
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,860/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,677
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,124
−HK$454/mo
Today · 4.125%
HK$17,578
baseline
▲ 0.50% · 4.625%
HK$18,504
+HK$926/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,156/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,988
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,548
−HK$568/mo
Today · 4.125%
HK$19,116
baseline
▲ 0.50% · 4.625%
HK$20,280
+HK$1,164/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,232/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,012
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,549
−HK$544/mo
Today · 4.125%
HK$21,093
baseline
▲ 0.50% · 4.625%
HK$22,205
+HK$1,112/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,186/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,986
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,639
−HK$664/mo
Today · 4.125%
HK$22,303
baseline
▲ 0.50% · 4.625%
HK$23,660
+HK$1,357/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,606/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,347
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,973
−HK$636/mo
Today · 4.125%
HK$24,609
baseline
▲ 0.50% · 4.625%
HK$25,906
+HK$1,297/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,218/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,983
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,822
−HK$853/mo
Today · 4.125%
HK$28,675
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,744/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$57,350/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,018
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,823
−HK$817/mo
Today · 4.125%
HK$31,640
baseline
▲ 0.50% · 4.625%
HK$33,307
+HK$1,667/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$63,280/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,398 · Scale 2, in force from 26 Feb 2026)