LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,991
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,458
−HK$473/mo
Today · 4.125%
HK$15,931
baseline
▲ 0.50% · 4.625%
HK$16,901
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,862/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,678
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,125
−HK$454/mo
Today · 4.125%
HK$17,579
baseline
▲ 0.50% · 4.625%
HK$18,505
+HK$926/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,158/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,549
−HK$569/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,163/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,013
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$544/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,206
+HK$1,112/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,988
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,641
−HK$663/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,349
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$635/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,297/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,824
−HK$853/mo
Today · 4.125%
HK$28,677
baseline
▲ 0.50% · 4.625%
HK$30,421
+HK$1,744/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$57,354/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$817/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,668/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,441 · Scale 2, in force from 26 Feb 2026)