LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,933
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$154,597
−HK$4,738/mo
Today · 4.125%
HK$159,335
baseline
▲ 0.50% · 4.625%
HK$169,030
+HK$9,695/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$318,670/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,799
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,273
−HK$4,538/mo
Today · 4.125%
HK$175,811
baseline
▲ 0.50% · 4.625%
HK$185,078
+HK$9,267/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$351,622/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,920
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$185,516
−HK$5,686/mo
Today · 4.125%
HK$191,202
baseline
▲ 0.50% · 4.625%
HK$202,836
+HK$11,634/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$382,404/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,159
−HK$10,814/mo
▼ 0.25% · 3.875%
HK$205,527
−HK$5,446/mo
Today · 4.125%
HK$210,973
baseline
▲ 0.50% · 4.625%
HK$222,094
+HK$11,121/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$421,946/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,906
−HK$13,163/mo
▼ 0.25% · 3.875%
HK$216,436
−HK$6,633/mo
Today · 4.125%
HK$223,069
baseline
▲ 0.50% · 4.625%
HK$236,643
+HK$13,574/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$446,138/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,519
−HK$12,616/mo
▼ 0.25% · 3.875%
HK$239,782
−HK$6,353/mo
Today · 4.125%
HK$246,135
baseline
▲ 0.50% · 4.625%
HK$259,109
+HK$12,974/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$492,270/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,880
−HK$16,923/mo
▼ 0.25% · 3.875%
HK$278,274
−HK$8,529/mo
Today · 4.125%
HK$286,803
baseline
▲ 0.50% · 4.625%
HK$304,255
+HK$17,452/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$573,606/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,238
−HK$16,221/mo
▼ 0.25% · 3.875%
HK$308,291
−HK$8,168/mo
Today · 4.125%
HK$316,459
baseline
▲ 0.50% · 4.625%
HK$333,140
+HK$16,681/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$632,918/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,492 · Scale 2, in force from 26 Feb 2026)