LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,939
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$154,603
−HK$4,739/mo
Today · 4.125%
HK$159,342
baseline
▲ 0.50% · 4.625%
HK$169,038
+HK$9,696/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$318,684/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,806
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,280
−HK$4,538/mo
Today · 4.125%
HK$175,818
baseline
▲ 0.50% · 4.625%
HK$185,086
+HK$9,268/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$351,636/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,927
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$185,524
−HK$5,686/mo
Today · 4.125%
HK$191,210
baseline
▲ 0.50% · 4.625%
HK$202,845
+HK$11,635/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$382,420/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,167
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,536
−HK$5,446/mo
Today · 4.125%
HK$210,982
baseline
▲ 0.50% · 4.625%
HK$222,103
+HK$11,121/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$421,964/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,915
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$216,445
−HK$6,634/mo
Today · 4.125%
HK$223,079
baseline
▲ 0.50% · 4.625%
HK$236,653
+HK$13,574/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$446,158/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,529
−HK$12,616/mo
▼ 0.25% · 3.875%
HK$239,792
−HK$6,353/mo
Today · 4.125%
HK$246,145
baseline
▲ 0.50% · 4.625%
HK$259,120
+HK$12,975/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$492,290/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,891
−HK$16,925/mo
▼ 0.25% · 3.875%
HK$278,286
−HK$8,530/mo
Today · 4.125%
HK$286,816
baseline
▲ 0.50% · 4.625%
HK$304,268
+HK$17,452/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$573,632/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,251
−HK$16,222/mo
▼ 0.25% · 3.875%
HK$308,304
−HK$8,169/mo
Today · 4.125%
HK$316,473
baseline
▲ 0.50% · 4.625%
HK$333,154
+HK$16,681/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$632,946/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,611 · Scale 2, in force from 26 Feb 2026)