LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,942
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$154,606
−HK$4,738/mo
Today · 4.125%
HK$159,344
baseline
▲ 0.50% · 4.625%
HK$169,040
+HK$9,696/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$318,688/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,809
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,282
−HK$4,539/mo
Today · 4.125%
HK$175,821
baseline
▲ 0.50% · 4.625%
HK$185,088
+HK$9,267/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$351,642/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,930
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$185,527
−HK$5,686/mo
Today · 4.125%
HK$191,213
baseline
▲ 0.50% · 4.625%
HK$202,848
+HK$11,635/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$382,426/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,170
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,539
−HK$5,446/mo
Today · 4.125%
HK$210,985
baseline
▲ 0.50% · 4.625%
HK$222,106
+HK$11,121/mo
Deposit HK$26.30M · loan HK$39.45M · min. income ≈ HK$421,970/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,918
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$216,448
−HK$6,634/mo
Today · 4.125%
HK$223,082
baseline
▲ 0.50% · 4.625%
HK$236,656
+HK$13,574/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$446,164/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,532
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$239,795
−HK$6,354/mo
Today · 4.125%
HK$246,149
baseline
▲ 0.50% · 4.625%
HK$259,124
+HK$12,975/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$492,298/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,895
−HK$16,925/mo
▼ 0.25% · 3.875%
HK$278,290
−HK$8,530/mo
Today · 4.125%
HK$286,820
baseline
▲ 0.50% · 4.625%
HK$304,272
+HK$17,452/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$573,640/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,255
−HK$16,222/mo
▼ 0.25% · 3.875%
HK$308,308
−HK$8,169/mo
Today · 4.125%
HK$316,477
baseline
▲ 0.50% · 4.625%
HK$333,159
+HK$16,682/mo
Deposit HK$6.58M · loan HK$59.18M · min. income ≈ HK$632,954/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,651 · Scale 2, in force from 26 Feb 2026)