LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,953
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$154,618
−HK$4,739/mo
Today · 4.125%
HK$159,357
baseline
▲ 0.50% · 4.625%
HK$169,053
+HK$9,696/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$318,714/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,822
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$171,296
−HK$4,539/mo
Today · 4.125%
HK$175,835
baseline
▲ 0.50% · 4.625%
HK$185,103
+HK$9,268/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$351,670/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,944
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$185,541
−HK$5,687/mo
Today · 4.125%
HK$191,228
baseline
▲ 0.50% · 4.625%
HK$202,864
+HK$11,636/mo
Deposit HK$26.30M · loan HK$39.46M · min. income ≈ HK$382,456/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,186
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,555
−HK$5,446/mo
Today · 4.125%
HK$211,001
baseline
▲ 0.50% · 4.625%
HK$222,124
+HK$11,123/mo
Deposit HK$26.30M · loan HK$39.46M · min. income ≈ HK$422,002/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,935
−HK$13,165/mo
▼ 0.25% · 3.875%
HK$216,465
−HK$6,635/mo
Today · 4.125%
HK$223,100
baseline
▲ 0.50% · 4.625%
HK$236,675
+HK$13,575/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$446,200/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,550
−HK$12,618/mo
▼ 0.25% · 3.875%
HK$239,814
−HK$6,354/mo
Today · 4.125%
HK$246,168
baseline
▲ 0.50% · 4.625%
HK$259,144
+HK$12,976/mo
Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$492,336/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,916
−HK$16,926/mo
▼ 0.25% · 3.875%
HK$278,312
−HK$8,530/mo
Today · 4.125%
HK$286,842
baseline
▲ 0.50% · 4.625%
HK$304,296
+HK$17,454/mo
Deposit HK$6.58M · loan HK$59.19M · min. income ≈ HK$573,684/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,279
−HK$16,223/mo
▼ 0.25% · 3.875%
HK$308,332
−HK$8,170/mo
Today · 4.125%
HK$316,502
baseline
▲ 0.50% · 4.625%
HK$333,185
+HK$16,683/mo
Deposit HK$6.58M · loan HK$59.19M · min. income ≈ HK$633,004/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,794,870 · Scale 2, in force from 26 Feb 2026)