LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,996
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,462
−HK$474/mo
Today · 4.125%
HK$15,936
baseline
▲ 0.50% · 4.625%
HK$16,906
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,872/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,683
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,130
−HK$454/mo
Today · 4.125%
HK$17,584
baseline
▲ 0.50% · 4.625%
HK$18,511
+HK$927/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,168/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,995
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,555
−HK$569/mo
Today · 4.125%
HK$19,124
baseline
▲ 0.50% · 4.625%
HK$20,287
+HK$1,163/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$38,248/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,019
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,556
−HK$545/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,213
+HK$1,112/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,994
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$664/mo
Today · 4.125%
HK$22,311
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,357/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,622/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,356
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$636/mo
Today · 4.125%
HK$24,618
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,297/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,236/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,993
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,832
−HK$853/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,431
+HK$1,746/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,029
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$818/mo
Today · 4.125%
HK$31,652
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,668/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$63,304/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,644 · Scale 2, in force from 26 Feb 2026)