LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,969
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,634
−HK$4,740/mo
Today · 4.125%
HK$159,374
baseline
▲ 0.50% · 4.625%
HK$169,071
+HK$9,697/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$318,748/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,839
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$171,314
−HK$4,539/mo
Today · 4.125%
HK$175,853
baseline
▲ 0.50% · 4.625%
HK$185,123
+HK$9,270/mo
Deposit HK$32.88M · loan HK$32.88M · min. income ≈ HK$351,706/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,963
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$185,561
−HK$5,687/mo
Today · 4.125%
HK$191,248
baseline
▲ 0.50% · 4.625%
HK$202,885
+HK$11,637/mo
Deposit HK$26.31M · loan HK$39.46M · min. income ≈ HK$382,496/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,207
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$205,577
−HK$5,447/mo
Today · 4.125%
HK$211,024
baseline
▲ 0.50% · 4.625%
HK$222,147
+HK$11,123/mo
Deposit HK$26.31M · loan HK$39.46M · min. income ≈ HK$422,048/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,957
−HK$13,166/mo
▼ 0.25% · 3.875%
HK$216,488
−HK$6,635/mo
Today · 4.125%
HK$223,123
baseline
▲ 0.50% · 4.625%
HK$236,700
+HK$13,577/mo
Deposit HK$19.73M · loan HK$46.04M · min. income ≈ HK$446,246/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,575
−HK$12,619/mo
▼ 0.25% · 3.875%
HK$239,839
−HK$6,355/mo
Today · 4.125%
HK$246,194
baseline
▲ 0.50% · 4.625%
HK$259,172
+HK$12,978/mo
Deposit HK$19.73M · loan HK$46.04M · min. income ≈ HK$492,388/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,945
−HK$16,928/mo
▼ 0.25% · 3.875%
HK$278,342
−HK$8,531/mo
Today · 4.125%
HK$286,873
baseline
▲ 0.50% · 4.625%
HK$304,328
+HK$17,455/mo
Deposit HK$6.58M · loan HK$59.19M · min. income ≈ HK$573,746/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,311
−HK$16,225/mo
▼ 0.25% · 3.875%
HK$308,365
−HK$8,171/mo
Today · 4.125%
HK$316,536
baseline
▲ 0.50% · 4.625%
HK$333,221
+HK$16,685/mo
Deposit HK$6.58M · loan HK$59.19M · min. income ≈ HK$633,072/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$2,795,167 · Scale 2, in force from 26 Feb 2026)