LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,000
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,467
−HK$474/mo
Today · 4.125%
HK$15,941
baseline
▲ 0.50% · 4.625%
HK$16,911
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,882/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,687
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,135
−HK$454/mo
Today · 4.125%
HK$17,589
baseline
▲ 0.50% · 4.625%
HK$18,516
+HK$927/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,178/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,000
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,560
−HK$569/mo
Today · 4.125%
HK$19,129
baseline
▲ 0.50% · 4.625%
HK$20,293
+HK$1,164/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$38,258/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,025
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,562
−HK$545/mo
Today · 4.125%
HK$21,107
baseline
▲ 0.50% · 4.625%
HK$22,219
+HK$1,112/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$42,214/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,000
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,653
−HK$664/mo
Today · 4.125%
HK$22,317
baseline
▲ 0.50% · 4.625%
HK$23,675
+HK$1,358/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,634/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,362
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,989
−HK$635/mo
Today · 4.125%
HK$24,624
baseline
▲ 0.50% · 4.625%
HK$25,922
+HK$1,298/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,248/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$853/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,746/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,843
−HK$817/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,329
+HK$1,669/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$192,820 · Scale 2, in force from 26 Feb 2026)