LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,002
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,469
−HK$474/mo
Today · 4.125%
HK$15,943
baseline
▲ 0.50% · 4.625%
HK$16,913
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,886/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,690
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,137
−HK$454/mo
Today · 4.125%
HK$17,591
baseline
▲ 0.50% · 4.625%
HK$18,518
+HK$927/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,182/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,002
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$569/mo
Today · 4.125%
HK$19,131
baseline
▲ 0.50% · 4.625%
HK$20,295
+HK$1,164/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$38,262/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,027
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,565
−HK$544/mo
Today · 4.125%
HK$21,109
baseline
▲ 0.50% · 4.625%
HK$22,222
+HK$1,113/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$42,218/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,003
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,656
−HK$664/mo
Today · 4.125%
HK$22,320
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,358/mo
Deposit HK$1.97M · loan HK$4.61M · min. income ≈ HK$44,640/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,365
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,992
−HK$636/mo
Today · 4.125%
HK$24,628
baseline
▲ 0.50% · 4.625%
HK$25,926
+HK$1,298/mo
Deposit HK$1.97M · loan HK$4.61M · min. income ≈ HK$49,256/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,004
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,844
−HK$853/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,746/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,847
−HK$817/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,669/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$192,908 · Scale 2, in force from 26 Feb 2026)