LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,026
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,692
−HK$4,741/mo
Today · 4.125%
HK$159,433
baseline
▲ 0.50% · 4.625%
HK$169,135
+HK$9,702/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$318,866/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,902
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,378
−HK$4,541/mo
Today · 4.125%
HK$175,919
baseline
▲ 0.50% · 4.625%
HK$185,192
+HK$9,273/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$351,838/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,031
−HK$11,289/mo
▼ 0.25% · 3.875%
HK$185,631
−HK$5,689/mo
Today · 4.125%
HK$191,320
baseline
▲ 0.50% · 4.625%
HK$202,962
+HK$11,642/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$382,640/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,282
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,654
−HK$5,449/mo
Today · 4.125%
HK$211,103
baseline
▲ 0.50% · 4.625%
HK$222,230
+HK$11,127/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$422,206/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,036
−HK$13,171/mo
▼ 0.25% · 3.875%
HK$216,569
−HK$6,638/mo
Today · 4.125%
HK$223,207
baseline
▲ 0.50% · 4.625%
HK$236,788
+HK$13,581/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$446,414/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,663
−HK$12,624/mo
▼ 0.25% · 3.875%
HK$239,929
−HK$6,358/mo
Today · 4.125%
HK$246,287
baseline
▲ 0.50% · 4.625%
HK$259,269
+HK$12,982/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$492,574/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,046
−HK$16,934/mo
▼ 0.25% · 3.875%
HK$278,446
−HK$8,534/mo
Today · 4.125%
HK$286,980
baseline
▲ 0.50% · 4.625%
HK$304,442
+HK$17,462/mo
Deposit HK$6.58M · loan HK$59.21M · min. income ≈ HK$573,960/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,423
−HK$16,231/mo
▼ 0.25% · 3.875%
HK$308,481
−HK$8,173/mo
Today · 4.125%
HK$316,654
baseline
▲ 0.50% · 4.625%
HK$333,346
+HK$16,692/mo
Deposit HK$6.58M · loan HK$59.21M · min. income ≈ HK$633,308/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,215 · Scale 2, in force from 26 Feb 2026)