LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,034
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,701
−HK$4,741/mo
Today · 4.125%
HK$159,442
baseline
▲ 0.50% · 4.625%
HK$169,144
+HK$9,702/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$318,884/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,911
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,388
−HK$4,541/mo
Today · 4.125%
HK$175,929
baseline
▲ 0.50% · 4.625%
HK$185,202
+HK$9,273/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$351,858/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,041
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,641
−HK$5,690/mo
Today · 4.125%
HK$191,331
baseline
▲ 0.50% · 4.625%
HK$202,973
+HK$11,642/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$382,662/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,293
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,665
−HK$5,450/mo
Today · 4.125%
HK$211,115
baseline
▲ 0.50% · 4.625%
HK$222,243
+HK$11,128/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$422,230/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,047
−HK$13,172/mo
▼ 0.25% · 3.875%
HK$216,581
−HK$6,638/mo
Today · 4.125%
HK$223,219
baseline
▲ 0.50% · 4.625%
HK$236,802
+HK$13,583/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$446,438/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,676
−HK$12,624/mo
▼ 0.25% · 3.875%
HK$239,943
−HK$6,357/mo
Today · 4.125%
HK$246,300
baseline
▲ 0.50% · 4.625%
HK$259,283
+HK$12,983/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$492,600/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,061
−HK$16,935/mo
▼ 0.25% · 3.875%
HK$278,461
−HK$8,535/mo
Today · 4.125%
HK$286,996
baseline
▲ 0.50% · 4.625%
HK$304,459
+HK$17,463/mo
Deposit HK$6.58M · loan HK$59.22M · min. income ≈ HK$573,992/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,440
−HK$16,232/mo
▼ 0.25% · 3.875%
HK$308,498
−HK$8,174/mo
Today · 4.125%
HK$316,672
baseline
▲ 0.50% · 4.625%
HK$333,364
+HK$16,692/mo
Deposit HK$6.58M · loan HK$59.22M · min. income ≈ HK$633,344/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,370 · Scale 2, in force from 26 Feb 2026)