LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,056
−HK$9,409/mo
▼ 0.25% · 3.875%
HK$154,723
−HK$4,742/mo
Today · 4.125%
HK$159,465
baseline
▲ 0.50% · 4.625%
HK$169,168
+HK$9,703/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$318,930/mo (50% DSR)
Upfront cash ≈ HK$35.70M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,935
−HK$9,019/mo
▼ 0.25% · 3.875%
HK$171,412
−HK$4,542/mo
Today · 4.125%
HK$175,954
baseline
▲ 0.50% · 4.625%
HK$185,229
+HK$9,275/mo
Deposit HK$32.90M · loan HK$32.90M · min. income ≈ HK$351,908/mo (50% DSR)
Upfront cash ≈ HK$35.70M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,067
−HK$11,291/mo
▼ 0.25% · 3.875%
HK$185,668
−HK$5,690/mo
Today · 4.125%
HK$191,358
baseline
▲ 0.50% · 4.625%
HK$203,002
+HK$11,644/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$382,716/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,322
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$205,695
−HK$5,450/mo
Today · 4.125%
HK$211,145
baseline
▲ 0.50% · 4.625%
HK$222,275
+HK$11,130/mo
Deposit HK$26.32M · loan HK$39.48M · min. income ≈ HK$422,290/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,078
−HK$13,173/mo
▼ 0.25% · 3.875%
HK$216,612
−HK$6,639/mo
Today · 4.125%
HK$223,251
baseline
▲ 0.50% · 4.625%
HK$236,836
+HK$13,585/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$446,502/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,709
−HK$12,627/mo
▼ 0.25% · 3.875%
HK$239,977
−HK$6,359/mo
Today · 4.125%
HK$246,336
baseline
▲ 0.50% · 4.625%
HK$259,321
+HK$12,985/mo
Deposit HK$19.74M · loan HK$46.06M · min. income ≈ HK$492,672/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,100
−HK$16,938/mo
▼ 0.25% · 3.875%
HK$278,502
−HK$8,536/mo
Today · 4.125%
HK$287,038
baseline
▲ 0.50% · 4.625%
HK$304,503
+HK$17,465/mo
Deposit HK$6.58M · loan HK$59.23M · min. income ≈ HK$574,076/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,483
−HK$16,235/mo
▼ 0.25% · 3.875%
HK$308,542
−HK$8,176/mo
Today · 4.125%
HK$316,718
baseline
▲ 0.50% · 4.625%
HK$333,412
+HK$16,694/mo
Deposit HK$6.58M · loan HK$59.23M · min. income ≈ HK$633,436/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,796,773 · Scale 2, in force from 26 Feb 2026)