LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,007
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,474
−HK$474/mo
Today · 4.125%
HK$15,948
baseline
▲ 0.50% · 4.625%
HK$16,919
+HK$971/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,896/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,695
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,143
−HK$454/mo
Today · 4.125%
HK$17,597
baseline
▲ 0.50% · 4.625%
HK$18,525
+HK$928/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,194/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,009
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,569
−HK$569/mo
Today · 4.125%
HK$19,138
baseline
▲ 0.50% · 4.625%
HK$20,303
+HK$1,165/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$38,276/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,035
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,572
−HK$545/mo
Today · 4.125%
HK$21,117
baseline
▲ 0.50% · 4.625%
HK$22,230
+HK$1,113/mo
Deposit HK$2.63M · loan HK$3.95M · min. income ≈ HK$42,234/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,664
−HK$664/mo
Today · 4.125%
HK$22,328
baseline
▲ 0.50% · 4.625%
HK$23,686
+HK$1,358/mo
Deposit HK$1.97M · loan HK$4.61M · min. income ≈ HK$44,656/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,374
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$24,001
−HK$635/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$25,935
+HK$1,299/mo
Deposit HK$1.97M · loan HK$4.61M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$854/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,747/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$817/mo
Today · 4.125%
HK$31,675
baseline
▲ 0.50% · 4.625%
HK$33,345
+HK$1,670/mo
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$63,350/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$193,141 · Scale 2, in force from 26 Feb 2026)