LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,080
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$154,749
−HK$4,743/mo
Today · 4.125%
HK$159,492
baseline
▲ 0.50% · 4.625%
HK$169,196
+HK$9,704/mo
Deposit HK$32.91M · loan HK$32.91M · min. income ≈ HK$318,984/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,963
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$171,441
−HK$4,542/mo
Today · 4.125%
HK$175,983
baseline
▲ 0.50% · 4.625%
HK$185,260
+HK$9,277/mo
Deposit HK$32.91M · loan HK$32.91M · min. income ≈ HK$351,966/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,096
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$185,698
−HK$5,692/mo
Today · 4.125%
HK$191,390
baseline
▲ 0.50% · 4.625%
HK$203,036
+HK$11,646/mo
Deposit HK$26.33M · loan HK$39.49M · min. income ≈ HK$382,780/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,355
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$205,729
−HK$5,451/mo
Today · 4.125%
HK$211,180
baseline
▲ 0.50% · 4.625%
HK$222,311
+HK$11,131/mo
Deposit HK$26.33M · loan HK$39.49M · min. income ≈ HK$422,360/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,112
−HK$13,176/mo
▼ 0.25% · 3.875%
HK$216,648
−HK$6,640/mo
Today · 4.125%
HK$223,288
baseline
▲ 0.50% · 4.625%
HK$236,875
+HK$13,587/mo
Deposit HK$19.75M · loan HK$46.07M · min. income ≈ HK$446,576/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,748
−HK$12,629/mo
▼ 0.25% · 3.875%
HK$240,017
−HK$6,360/mo
Today · 4.125%
HK$246,377
baseline
▲ 0.50% · 4.625%
HK$259,363
+HK$12,986/mo
Deposit HK$19.75M · loan HK$46.07M · min. income ≈ HK$492,754/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,144
−HK$16,941/mo
▼ 0.25% · 3.875%
HK$278,547
−HK$8,538/mo
Today · 4.125%
HK$287,085
baseline
▲ 0.50% · 4.625%
HK$304,553
+HK$17,468/mo
Deposit HK$6.58M · loan HK$59.24M · min. income ≈ HK$574,170/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,533
−HK$16,237/mo
▼ 0.25% · 3.875%
HK$308,593
−HK$8,177/mo
Today · 4.125%
HK$316,770
baseline
▲ 0.50% · 4.625%
HK$333,467
+HK$16,697/mo
Deposit HK$6.58M · loan HK$59.24M · min. income ≈ HK$633,540/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,797,234 · Scale 2, in force from 26 Feb 2026)