LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,107
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,776
−HK$4,744/mo
Today · 4.125%
HK$159,520
baseline
▲ 0.50% · 4.625%
HK$169,226
+HK$9,706/mo
Deposit HK$32.91M · loan HK$32.91M · min. income ≈ HK$319,040/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,992
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,471
−HK$4,543/mo
Today · 4.125%
HK$176,014
baseline
▲ 0.50% · 4.625%
HK$185,292
+HK$9,278/mo
Deposit HK$32.91M · loan HK$32.91M · min. income ≈ HK$352,028/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,128
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$185,731
−HK$5,692/mo
Today · 4.125%
HK$191,423
baseline
▲ 0.50% · 4.625%
HK$203,071
+HK$11,648/mo
Deposit HK$26.33M · loan HK$39.50M · min. income ≈ HK$382,846/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,390
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$205,765
−HK$5,452/mo
Today · 4.125%
HK$211,217
baseline
▲ 0.50% · 4.625%
HK$222,350
+HK$11,133/mo
Deposit HK$26.33M · loan HK$39.50M · min. income ≈ HK$422,434/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,149
−HK$13,178/mo
▼ 0.25% · 3.875%
HK$216,686
−HK$6,641/mo
Today · 4.125%
HK$223,327
baseline
▲ 0.50% · 4.625%
HK$236,916
+HK$13,589/mo
Deposit HK$19.75M · loan HK$46.08M · min. income ≈ HK$446,654/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,789
−HK$12,631/mo
▼ 0.25% · 3.875%
HK$240,059
−HK$6,361/mo
Today · 4.125%
HK$246,420
baseline
▲ 0.50% · 4.625%
HK$259,409
+HK$12,989/mo
Deposit HK$19.75M · loan HK$46.08M · min. income ≈ HK$492,840/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,192
−HK$16,943/mo
▼ 0.25% · 3.875%
HK$278,596
−HK$8,539/mo
Today · 4.125%
HK$287,135
baseline
▲ 0.50% · 4.625%
HK$304,607
+HK$17,472/mo
Deposit HK$6.58M · loan HK$59.25M · min. income ≈ HK$574,270/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,586
−HK$16,239/mo
▼ 0.25% · 3.875%
HK$308,647
−HK$8,178/mo
Today · 4.125%
HK$316,825
baseline
▲ 0.50% · 4.625%
HK$333,526
+HK$16,701/mo
Deposit HK$6.58M · loan HK$59.25M · min. income ≈ HK$633,650/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,797,725 · Scale 2, in force from 26 Feb 2026)