LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,122
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,791
−HK$4,745/mo
Today · 4.125%
HK$159,536
baseline
▲ 0.50% · 4.625%
HK$169,243
+HK$9,707/mo
Deposit HK$32.92M · loan HK$32.92M · min. income ≈ HK$319,072/mo (50% DSR)
Upfront cash ≈ HK$35.72M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,009
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$171,488
−HK$4,544/mo
Today · 4.125%
HK$176,032
baseline
▲ 0.50% · 4.625%
HK$185,311
+HK$9,279/mo
Deposit HK$32.92M · loan HK$32.92M · min. income ≈ HK$352,064/mo (50% DSR)
Upfront cash ≈ HK$35.72M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,146
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$185,750
−HK$5,693/mo
Today · 4.125%
HK$191,443
baseline
▲ 0.50% · 4.625%
HK$203,092
+HK$11,649/mo
Deposit HK$26.33M · loan HK$39.50M · min. income ≈ HK$382,886/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,411
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$205,786
−HK$5,452/mo
Today · 4.125%
HK$211,238
baseline
▲ 0.50% · 4.625%
HK$222,373
+HK$11,135/mo
Deposit HK$26.33M · loan HK$39.50M · min. income ≈ HK$422,476/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,170
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$216,708
−HK$6,642/mo
Today · 4.125%
HK$223,350
baseline
▲ 0.50% · 4.625%
HK$236,940
+HK$13,590/mo
Deposit HK$19.75M · loan HK$46.08M · min. income ≈ HK$446,700/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,812
−HK$12,633/mo
▼ 0.25% · 3.875%
HK$240,083
−HK$6,362/mo
Today · 4.125%
HK$246,445
baseline
▲ 0.50% · 4.625%
HK$259,435
+HK$12,990/mo
Deposit HK$19.75M · loan HK$46.08M · min. income ≈ HK$492,890/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,219
−HK$16,945/mo
▼ 0.25% · 3.875%
HK$278,624
−HK$8,540/mo
Today · 4.125%
HK$287,164
baseline
▲ 0.50% · 4.625%
HK$304,637
+HK$17,473/mo
Deposit HK$6.58M · loan HK$59.25M · min. income ≈ HK$574,328/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,616
−HK$16,241/mo
▼ 0.25% · 3.875%
HK$308,678
−HK$8,179/mo
Today · 4.125%
HK$316,857
baseline
▲ 0.50% · 4.625%
HK$333,559
+HK$16,702/mo
Deposit HK$6.58M · loan HK$59.25M · min. income ≈ HK$633,714/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)