LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,135
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,805
−HK$4,744/mo
Today · 4.125%
HK$159,549
baseline
▲ 0.50% · 4.625%
HK$169,258
+HK$9,709/mo
Deposit HK$32.92M · loan HK$32.92M · min. income ≈ HK$319,098/mo (50% DSR)
Upfront cash ≈ HK$35.72M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,023
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$171,503
−HK$4,544/mo
Today · 4.125%
HK$176,047
baseline
▲ 0.50% · 4.625%
HK$185,327
+HK$9,280/mo
Deposit HK$32.92M · loan HK$32.92M · min. income ≈ HK$352,094/mo (50% DSR)
Upfront cash ≈ HK$35.72M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,162
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$185,766
−HK$5,693/mo
Today · 4.125%
HK$191,459
baseline
▲ 0.50% · 4.625%
HK$203,109
+HK$11,650/mo
Deposit HK$26.34M · loan HK$39.50M · min. income ≈ HK$382,918/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,428
−HK$10,828/mo
▼ 0.25% · 3.875%
HK$205,803
−HK$5,453/mo
Today · 4.125%
HK$211,256
baseline
▲ 0.50% · 4.625%
HK$222,392
+HK$11,136/mo
Deposit HK$26.34M · loan HK$39.50M · min. income ≈ HK$422,512/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,188
−HK$13,181/mo
▼ 0.25% · 3.875%
HK$216,726
−HK$6,643/mo
Today · 4.125%
HK$223,369
baseline
▲ 0.50% · 4.625%
HK$236,961
+HK$13,592/mo
Deposit HK$19.75M · loan HK$46.09M · min. income ≈ HK$446,738/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,833
−HK$12,633/mo
▼ 0.25% · 3.875%
HK$240,104
−HK$6,362/mo
Today · 4.125%
HK$246,466
baseline
▲ 0.50% · 4.625%
HK$259,457
+HK$12,991/mo
Deposit HK$19.75M · loan HK$46.09M · min. income ≈ HK$492,932/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,242
−HK$16,947/mo
▼ 0.25% · 3.875%
HK$278,648
−HK$8,541/mo
Today · 4.125%
HK$287,189
baseline
▲ 0.50% · 4.625%
HK$304,664
+HK$17,475/mo
Deposit HK$6.58M · loan HK$59.26M · min. income ≈ HK$574,378/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,642
−HK$16,243/mo
▼ 0.25% · 3.875%
HK$308,705
−HK$8,180/mo
Today · 4.125%
HK$316,885
baseline
▲ 0.50% · 4.625%
HK$333,588
+HK$16,703/mo
Deposit HK$6.58M · loan HK$59.26M · min. income ≈ HK$633,770/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$2,798,247 · Scale 2, in force from 26 Feb 2026)