LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,186
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,858
−HK$4,746/mo
Today · 4.125%
HK$159,604
baseline
▲ 0.50% · 4.625%
HK$169,316
+HK$9,712/mo
Deposit HK$32.93M · loan HK$32.93M · min. income ≈ HK$319,208/mo (50% DSR)
Upfront cash ≈ HK$35.73M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,081
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,562
−HK$4,546/mo
Today · 4.125%
HK$176,108
baseline
▲ 0.50% · 4.625%
HK$185,390
+HK$9,282/mo
Deposit HK$32.93M · loan HK$32.93M · min. income ≈ HK$352,216/mo (50% DSR)
Upfront cash ≈ HK$35.73M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,224
−HK$11,301/mo
▼ 0.25% · 3.875%
HK$185,829
−HK$5,696/mo
Today · 4.125%
HK$191,525
baseline
▲ 0.50% · 4.625%
HK$203,179
+HK$11,654/mo
Deposit HK$26.35M · loan HK$39.52M · min. income ≈ HK$383,050/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,497
−HK$10,832/mo
▼ 0.25% · 3.875%
HK$205,874
−HK$5,455/mo
Today · 4.125%
HK$211,329
baseline
▲ 0.50% · 4.625%
HK$222,469
+HK$11,140/mo
Deposit HK$26.35M · loan HK$39.52M · min. income ≈ HK$422,658/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,261
−HK$13,185/mo
▼ 0.25% · 3.875%
HK$216,801
−HK$6,645/mo
Today · 4.125%
HK$223,446
baseline
▲ 0.50% · 4.625%
HK$237,042
+HK$13,596/mo
Deposit HK$19.76M · loan HK$46.10M · min. income ≈ HK$446,892/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,913
−HK$12,638/mo
▼ 0.25% · 3.875%
HK$240,186
−HK$6,365/mo
Today · 4.125%
HK$246,551
baseline
▲ 0.50% · 4.625%
HK$259,547
+HK$12,996/mo
Deposit HK$19.76M · loan HK$46.10M · min. income ≈ HK$493,102/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,335
−HK$16,953/mo
▼ 0.25% · 3.875%
HK$278,744
−HK$8,544/mo
Today · 4.125%
HK$287,288
baseline
▲ 0.50% · 4.625%
HK$304,768
+HK$17,480/mo
Deposit HK$6.59M · loan HK$59.28M · min. income ≈ HK$574,576/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,745
−HK$16,249/mo
▼ 0.25% · 3.875%
HK$308,811
−HK$8,183/mo
Today · 4.125%
HK$316,994
baseline
▲ 0.50% · 4.625%
HK$333,703
+HK$16,709/mo
Deposit HK$6.59M · loan HK$59.28M · min. income ≈ HK$633,988/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,799,210 · Scale 2, in force from 26 Feb 2026)