LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,220
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$154,892
−HK$4,748/mo
Today · 4.125%
HK$159,640
baseline
▲ 0.50% · 4.625%
HK$169,354
+HK$9,714/mo
Deposit HK$32.94M · loan HK$32.94M · min. income ≈ HK$319,280/mo (50% DSR)
Upfront cash ≈ HK$35.74M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,118
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$171,600
−HK$4,547/mo
Today · 4.125%
HK$176,147
baseline
▲ 0.50% · 4.625%
HK$185,432
+HK$9,285/mo
Deposit HK$32.94M · loan HK$32.94M · min. income ≈ HK$352,294/mo (50% DSR)
Upfront cash ≈ HK$35.74M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,264
−HK$11,304/mo
▼ 0.25% · 3.875%
HK$185,871
−HK$5,697/mo
Today · 4.125%
HK$191,568
baseline
▲ 0.50% · 4.625%
HK$203,224
+HK$11,656/mo
Deposit HK$26.35M · loan HK$39.53M · min. income ≈ HK$383,136/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,542
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$205,920
−HK$5,456/mo
Today · 4.125%
HK$211,376
baseline
▲ 0.50% · 4.625%
HK$222,518
+HK$11,142/mo
Deposit HK$26.35M · loan HK$39.53M · min. income ≈ HK$422,752/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,308
−HK$13,188/mo
▼ 0.25% · 3.875%
HK$216,849
−HK$6,647/mo
Today · 4.125%
HK$223,496
baseline
▲ 0.50% · 4.625%
HK$237,095
+HK$13,599/mo
Deposit HK$19.76M · loan HK$46.11M · min. income ≈ HK$446,992/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,965
−HK$12,641/mo
▼ 0.25% · 3.875%
HK$240,240
−HK$6,366/mo
Today · 4.125%
HK$246,606
baseline
▲ 0.50% · 4.625%
HK$259,604
+HK$12,998/mo
Deposit HK$19.76M · loan HK$46.11M · min. income ≈ HK$493,212/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,396
−HK$16,956/mo
▼ 0.25% · 3.875%
HK$278,806
−HK$8,546/mo
Today · 4.125%
HK$287,352
baseline
▲ 0.50% · 4.625%
HK$304,836
+HK$17,484/mo
Deposit HK$6.59M · loan HK$59.29M · min. income ≈ HK$574,704/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,812
−HK$16,252/mo
▼ 0.25% · 3.875%
HK$308,880
−HK$8,184/mo
Today · 4.125%
HK$317,064
baseline
▲ 0.50% · 4.625%
HK$333,777
+HK$16,713/mo
Deposit HK$6.59M · loan HK$59.29M · min. income ≈ HK$634,128/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,799,834 · Scale 2, in force from 26 Feb 2026)