LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,248
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,921
−HK$4,749/mo
Today · 4.125%
HK$159,670
baseline
▲ 0.50% · 4.625%
HK$169,385
+HK$9,715/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$319,340/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,149
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,632
−HK$4,548/mo
Today · 4.125%
HK$176,180
baseline
▲ 0.50% · 4.625%
HK$185,466
+HK$9,286/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$352,360/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,297
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$185,906
−HK$5,698/mo
Today · 4.125%
HK$191,604
baseline
▲ 0.50% · 4.625%
HK$203,262
+HK$11,658/mo
Deposit HK$26.36M · loan HK$39.53M · min. income ≈ HK$383,208/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,579
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$205,958
−HK$5,458/mo
Today · 4.125%
HK$211,416
baseline
▲ 0.50% · 4.625%
HK$222,560
+HK$11,144/mo
Deposit HK$26.36M · loan HK$39.53M · min. income ≈ HK$422,832/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,347
−HK$13,191/mo
▼ 0.25% · 3.875%
HK$216,890
−HK$6,648/mo
Today · 4.125%
HK$223,538
baseline
▲ 0.50% · 4.625%
HK$237,139
+HK$13,601/mo
Deposit HK$19.77M · loan HK$46.12M · min. income ≈ HK$447,076/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,009
−HK$12,643/mo
▼ 0.25% · 3.875%
HK$240,285
−HK$6,367/mo
Today · 4.125%
HK$246,652
baseline
▲ 0.50% · 4.625%
HK$259,653
+HK$13,001/mo
Deposit HK$19.77M · loan HK$46.12M · min. income ≈ HK$493,304/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,446
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$278,859
−HK$8,546/mo
Today · 4.125%
HK$287,405
baseline
▲ 0.50% · 4.625%
HK$304,893
+HK$17,488/mo
Deposit HK$6.59M · loan HK$59.30M · min. income ≈ HK$574,810/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,869
−HK$16,255/mo
▼ 0.25% · 3.875%
HK$308,938
−HK$8,186/mo
Today · 4.125%
HK$317,124
baseline
▲ 0.50% · 4.625%
HK$333,840
+HK$16,716/mo
Deposit HK$6.59M · loan HK$59.30M · min. income ≈ HK$634,248/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,358 · Scale 2, in force from 26 Feb 2026)