LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,253
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$154,927
−HK$4,749/mo
Today · 4.125%
HK$159,676
baseline
▲ 0.50% · 4.625%
HK$169,392
+HK$9,716/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$319,352/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,155
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,638
−HK$4,548/mo
Today · 4.125%
HK$176,186
baseline
▲ 0.50% · 4.625%
HK$185,473
+HK$9,287/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$352,372/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,304
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$185,913
−HK$5,698/mo
Today · 4.125%
HK$191,611
baseline
▲ 0.50% · 4.625%
HK$203,270
+HK$11,659/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$383,222/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,587
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$205,966
−HK$5,458/mo
Today · 4.125%
HK$211,424
baseline
▲ 0.50% · 4.625%
HK$222,568
+HK$11,144/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$422,848/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,355
−HK$13,191/mo
▼ 0.25% · 3.875%
HK$216,898
−HK$6,648/mo
Today · 4.125%
HK$223,546
baseline
▲ 0.50% · 4.625%
HK$237,148
+HK$13,602/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$447,092/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,018
−HK$12,643/mo
▼ 0.25% · 3.875%
HK$240,294
−HK$6,367/mo
Today · 4.125%
HK$246,661
baseline
▲ 0.50% · 4.625%
HK$259,663
+HK$13,002/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$493,322/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,456
−HK$16,960/mo
▼ 0.25% · 3.875%
HK$278,869
−HK$8,547/mo
Today · 4.125%
HK$287,416
baseline
▲ 0.50% · 4.625%
HK$304,905
+HK$17,489/mo
Deposit HK$6.59M · loan HK$59.30M · min. income ≈ HK$574,832/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,880
−HK$16,255/mo
▼ 0.25% · 3.875%
HK$308,949
−HK$8,186/mo
Today · 4.125%
HK$317,135
baseline
▲ 0.50% · 4.625%
HK$333,852
+HK$16,717/mo
Deposit HK$6.59M · loan HK$59.30M · min. income ≈ HK$634,270/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,462 · Scale 2, in force from 26 Feb 2026)