LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,026
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,493
−HK$475/mo
Today · 4.125%
HK$15,968
baseline
▲ 0.50% · 4.625%
HK$16,939
+HK$971/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,936/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,716
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,164
−HK$455/mo
Today · 4.125%
HK$17,619
baseline
▲ 0.50% · 4.625%
HK$18,548
+HK$929/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,238/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,031
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,591
−HK$570/mo
Today · 4.125%
HK$19,161
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,166/mo
Deposit HK$2.64M · loan HK$3.95M · min. income ≈ HK$38,322/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,597
−HK$546/mo
Today · 4.125%
HK$21,143
baseline
▲ 0.50% · 4.625%
HK$22,257
+HK$1,114/mo
Deposit HK$2.64M · loan HK$3.95M · min. income ≈ HK$42,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,036
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,690
−HK$665/mo
Today · 4.125%
HK$22,355
baseline
▲ 0.50% · 4.625%
HK$23,715
+HK$1,360/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$44,710/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$636/mo
Today · 4.125%
HK$24,666
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$49,332/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$855/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,749/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$819/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,386
+HK$1,672/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$193,940 · Scale 2, in force from 26 Feb 2026)