LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,269
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$154,943
−HK$4,749/mo
Today · 4.125%
HK$159,692
baseline
▲ 0.50% · 4.625%
HK$169,409
+HK$9,717/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$319,384/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,173
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,656
−HK$4,548/mo
Today · 4.125%
HK$176,204
baseline
▲ 0.50% · 4.625%
HK$185,492
+HK$9,288/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$352,408/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,323
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$185,932
−HK$5,698/mo
Today · 4.125%
HK$191,630
baseline
▲ 0.50% · 4.625%
HK$203,291
+HK$11,661/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$383,260/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,607
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$205,987
−HK$5,458/mo
Today · 4.125%
HK$211,445
baseline
▲ 0.50% · 4.625%
HK$222,591
+HK$11,146/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$422,890/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,376
−HK$13,193/mo
▼ 0.25% · 3.875%
HK$216,920
−HK$6,649/mo
Today · 4.125%
HK$223,569
baseline
▲ 0.50% · 4.625%
HK$237,172
+HK$13,603/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$447,138/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,042
−HK$12,644/mo
▼ 0.25% · 3.875%
HK$240,318
−HK$6,368/mo
Today · 4.125%
HK$246,686
baseline
▲ 0.50% · 4.625%
HK$259,689
+HK$13,003/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$493,372/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,484
−HK$16,962/mo
▼ 0.25% · 3.875%
HK$278,898
−HK$8,548/mo
Today · 4.125%
HK$287,446
baseline
▲ 0.50% · 4.625%
HK$304,936
+HK$17,490/mo
Deposit HK$6.59M · loan HK$59.31M · min. income ≈ HK$574,892/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,911
−HK$16,257/mo
▼ 0.25% · 3.875%
HK$308,981
−HK$8,187/mo
Today · 4.125%
HK$317,168
baseline
▲ 0.50% · 4.625%
HK$333,886
+HK$16,718/mo
Deposit HK$6.59M · loan HK$59.31M · min. income ≈ HK$634,336/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,749 · Scale 2, in force from 26 Feb 2026)