LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,279
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$154,953
−HK$4,750/mo
Today · 4.125%
HK$159,703
baseline
▲ 0.50% · 4.625%
HK$169,420
+HK$9,717/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$319,406/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,184
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$171,668
−HK$4,548/mo
Today · 4.125%
HK$176,216
baseline
▲ 0.50% · 4.625%
HK$185,505
+HK$9,289/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$352,432/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,335
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$185,944
−HK$5,699/mo
Today · 4.125%
HK$191,643
baseline
▲ 0.50% · 4.625%
HK$203,304
+HK$11,661/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$383,286/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,621
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$206,001
−HK$5,458/mo
Today · 4.125%
HK$211,459
baseline
▲ 0.50% · 4.625%
HK$222,606
+HK$11,147/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$422,918/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,390
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$216,935
−HK$6,649/mo
Today · 4.125%
HK$223,584
baseline
▲ 0.50% · 4.625%
HK$237,188
+HK$13,604/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$447,168/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,057
−HK$12,646/mo
▼ 0.25% · 3.875%
HK$240,335
−HK$6,368/mo
Today · 4.125%
HK$246,703
baseline
▲ 0.50% · 4.625%
HK$259,707
+HK$13,004/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$493,406/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,502
−HK$16,963/mo
▼ 0.25% · 3.875%
HK$278,916
−HK$8,549/mo
Today · 4.125%
HK$287,465
baseline
▲ 0.50% · 4.625%
HK$304,956
+HK$17,491/mo
Deposit HK$6.59M · loan HK$59.31M · min. income ≈ HK$574,930/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,931
−HK$16,258/mo
▼ 0.25% · 3.875%
HK$309,002
−HK$8,187/mo
Today · 4.125%
HK$317,189
baseline
▲ 0.50% · 4.625%
HK$333,909
+HK$16,720/mo
Deposit HK$6.59M · loan HK$59.31M · min. income ≈ HK$634,378/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,800,937 · Scale 2, in force from 26 Feb 2026)