LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,285
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$154,960
−HK$4,749/mo
Today · 4.125%
HK$159,709
baseline
▲ 0.50% · 4.625%
HK$169,427
+HK$9,718/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$319,418/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,190
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,674
−HK$4,549/mo
Today · 4.125%
HK$176,223
baseline
▲ 0.50% · 4.625%
HK$185,512
+HK$9,289/mo
Deposit HK$32.95M · loan HK$32.95M · min. income ≈ HK$352,446/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,342
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$185,952
−HK$5,699/mo
Today · 4.125%
HK$191,651
baseline
▲ 0.50% · 4.625%
HK$203,312
+HK$11,661/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$383,302/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,629
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$206,009
−HK$5,459/mo
Today · 4.125%
HK$211,468
baseline
▲ 0.50% · 4.625%
HK$222,615
+HK$11,147/mo
Deposit HK$26.36M · loan HK$39.54M · min. income ≈ HK$422,936/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,399
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$216,943
−HK$6,650/mo
Today · 4.125%
HK$223,593
baseline
▲ 0.50% · 4.625%
HK$237,198
+HK$13,605/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$447,186/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,067
−HK$12,646/mo
▼ 0.25% · 3.875%
HK$240,344
−HK$6,369/mo
Today · 4.125%
HK$246,713
baseline
▲ 0.50% · 4.625%
HK$259,717
+HK$13,004/mo
Deposit HK$19.77M · loan HK$46.13M · min. income ≈ HK$493,426/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,513
−HK$16,963/mo
▼ 0.25% · 3.875%
HK$278,927
−HK$8,549/mo
Today · 4.125%
HK$287,476
baseline
▲ 0.50% · 4.625%
HK$304,969
+HK$17,493/mo
Deposit HK$6.59M · loan HK$59.32M · min. income ≈ HK$574,952/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,943
−HK$16,259/mo
▼ 0.25% · 3.875%
HK$309,014
−HK$8,188/mo
Today · 4.125%
HK$317,202
baseline
▲ 0.50% · 4.625%
HK$333,922
+HK$16,720/mo
Deposit HK$6.59M · loan HK$59.32M · min. income ≈ HK$634,404/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,801,049 · Scale 2, in force from 26 Feb 2026)