LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,298
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$154,973
−HK$4,750/mo
Today · 4.125%
HK$159,723
baseline
▲ 0.50% · 4.625%
HK$169,442
+HK$9,719/mo
Deposit HK$32.96M · loan HK$32.96M · min. income ≈ HK$319,446/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,205
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$171,689
−HK$4,550/mo
Today · 4.125%
HK$176,239
baseline
▲ 0.50% · 4.625%
HK$185,528
+HK$9,289/mo
Deposit HK$32.96M · loan HK$32.96M · min. income ≈ HK$352,478/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,358
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$185,968
−HK$5,700/mo
Today · 4.125%
HK$191,668
baseline
▲ 0.50% · 4.625%
HK$203,330
+HK$11,662/mo
Deposit HK$26.37M · loan HK$39.55M · min. income ≈ HK$383,336/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,646
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$206,027
−HK$5,459/mo
Today · 4.125%
HK$211,486
baseline
▲ 0.50% · 4.625%
HK$222,634
+HK$11,148/mo
Deposit HK$26.37M · loan HK$39.55M · min. income ≈ HK$422,972/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,417
−HK$13,195/mo
▼ 0.25% · 3.875%
HK$216,962
−HK$6,650/mo
Today · 4.125%
HK$223,612
baseline
▲ 0.50% · 4.625%
HK$237,218
+HK$13,606/mo
Deposit HK$19.77M · loan HK$46.14M · min. income ≈ HK$447,224/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,087
−HK$12,647/mo
▼ 0.25% · 3.875%
HK$240,365
−HK$6,369/mo
Today · 4.125%
HK$246,734
baseline
▲ 0.50% · 4.625%
HK$259,740
+HK$13,006/mo
Deposit HK$19.77M · loan HK$46.14M · min. income ≈ HK$493,468/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,536
−HK$16,965/mo
▼ 0.25% · 3.875%
HK$278,952
−HK$8,549/mo
Today · 4.125%
HK$287,501
baseline
▲ 0.50% · 4.625%
HK$304,995
+HK$17,494/mo
Deposit HK$6.59M · loan HK$59.32M · min. income ≈ HK$575,002/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,969
−HK$16,260/mo
▼ 0.25% · 3.875%
HK$309,041
−HK$8,188/mo
Today · 4.125%
HK$317,229
baseline
▲ 0.50% · 4.625%
HK$333,951
+HK$16,722/mo
Deposit HK$6.59M · loan HK$59.32M · min. income ≈ HK$634,458/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$2,801,292 · Scale 2, in force from 26 Feb 2026)