LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,035
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,503
−HK$475/mo
Today · 4.125%
HK$15,978
baseline
▲ 0.50% · 4.625%
HK$16,950
+HK$972/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,956/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,726
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,175
−HK$455/mo
Today · 4.125%
HK$17,630
baseline
▲ 0.50% · 4.625%
HK$18,559
+HK$929/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,260/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,042
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,603
−HK$571/mo
Today · 4.125%
HK$19,174
baseline
▲ 0.50% · 4.625%
HK$20,340
+HK$1,166/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,348/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,072
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,610
−HK$546/mo
Today · 4.125%
HK$21,156
baseline
▲ 0.50% · 4.625%
HK$22,271
+HK$1,115/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,312/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,049
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,704
−HK$665/mo
Today · 4.125%
HK$22,369
baseline
▲ 0.50% · 4.625%
HK$23,730
+HK$1,361/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,738/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,417
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,045
−HK$637/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$855/mo
Today · 4.125%
HK$28,760
baseline
▲ 0.50% · 4.625%
HK$30,510
+HK$1,750/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,520/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,915
−HK$819/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,673/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,360 · Scale 2, in force from 26 Feb 2026)