LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,368
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,046
−HK$4,752/mo
Today · 4.125%
HK$159,798
baseline
▲ 0.50% · 4.625%
HK$169,521
+HK$9,723/mo
Deposit HK$32.97M · loan HK$32.97M · min. income ≈ HK$319,596/mo (50% DSR)
Upfront cash ≈ HK$35.77M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,283
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,770
−HK$4,551/mo
Today · 4.125%
HK$176,321
baseline
▲ 0.50% · 4.625%
HK$185,615
+HK$9,294/mo
Deposit HK$32.97M · loan HK$32.97M · min. income ≈ HK$352,642/mo (50% DSR)
Upfront cash ≈ HK$35.77M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,442
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$186,055
−HK$5,702/mo
Today · 4.125%
HK$191,757
baseline
▲ 0.50% · 4.625%
HK$203,425
+HK$11,668/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$383,514/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,740
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$206,124
−HK$5,461/mo
Today · 4.125%
HK$211,585
baseline
▲ 0.50% · 4.625%
HK$222,738
+HK$11,153/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$423,170/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,516
−HK$13,201/mo
▼ 0.25% · 3.875%
HK$217,064
−HK$6,653/mo
Today · 4.125%
HK$223,717
baseline
▲ 0.50% · 4.625%
HK$237,330
+HK$13,613/mo
Deposit HK$19.78M · loan HK$46.16M · min. income ≈ HK$447,434/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,197
−HK$12,653/mo
▼ 0.25% · 3.875%
HK$240,478
−HK$6,372/mo
Today · 4.125%
HK$246,850
baseline
▲ 0.50% · 4.625%
HK$259,861
+HK$13,011/mo
Deposit HK$19.78M · loan HK$46.16M · min. income ≈ HK$493,700/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,663
−HK$16,973/mo
▼ 0.25% · 3.875%
HK$279,082
−HK$8,554/mo
Today · 4.125%
HK$287,636
baseline
▲ 0.50% · 4.625%
HK$305,138
+HK$17,502/mo
Deposit HK$6.59M · loan HK$59.35M · min. income ≈ HK$575,272/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,110
−HK$16,268/mo
▼ 0.25% · 3.875%
HK$309,186
−HK$8,192/mo
Today · 4.125%
HK$317,378
baseline
▲ 0.50% · 4.625%
HK$334,107
+HK$16,729/mo
Deposit HK$6.59M · loan HK$59.35M · min. income ≈ HK$634,756/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,604 · Scale 2, in force from 26 Feb 2026)