LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,379
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,057
−HK$4,752/mo
Today · 4.125%
HK$159,809
baseline
▲ 0.50% · 4.625%
HK$169,534
+HK$9,725/mo
Deposit HK$32.97M · loan HK$32.97M · min. income ≈ HK$319,618/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,296
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,782
−HK$4,552/mo
Today · 4.125%
HK$176,334
baseline
▲ 0.50% · 4.625%
HK$185,629
+HK$9,295/mo
Deposit HK$32.97M · loan HK$32.97M · min. income ≈ HK$352,668/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,455
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$186,068
−HK$5,703/mo
Today · 4.125%
HK$191,771
baseline
▲ 0.50% · 4.625%
HK$203,440
+HK$11,669/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$383,542/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,755
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,139
−HK$5,462/mo
Today · 4.125%
HK$211,601
baseline
▲ 0.50% · 4.625%
HK$222,755
+HK$11,154/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$423,202/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,531
−HK$13,202/mo
▼ 0.25% · 3.875%
HK$217,080
−HK$6,653/mo
Today · 4.125%
HK$223,733
baseline
▲ 0.50% · 4.625%
HK$237,347
+HK$13,614/mo
Deposit HK$19.78M · loan HK$46.16M · min. income ≈ HK$447,466/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,214
−HK$12,654/mo
▼ 0.25% · 3.875%
HK$240,495
−HK$6,373/mo
Today · 4.125%
HK$246,868
baseline
▲ 0.50% · 4.625%
HK$259,880
+HK$13,012/mo
Deposit HK$19.78M · loan HK$46.16M · min. income ≈ HK$493,736/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,683
−HK$16,974/mo
▼ 0.25% · 3.875%
HK$279,103
−HK$8,554/mo
Today · 4.125%
HK$287,657
baseline
▲ 0.50% · 4.625%
HK$305,160
+HK$17,503/mo
Deposit HK$6.59M · loan HK$59.35M · min. income ≈ HK$575,314/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,132
−HK$16,269/mo
▼ 0.25% · 3.875%
HK$309,208
−HK$8,193/mo
Today · 4.125%
HK$317,401
baseline
▲ 0.50% · 4.625%
HK$334,132
+HK$16,731/mo
Deposit HK$6.59M · loan HK$59.35M · min. income ≈ HK$634,802/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,809 · Scale 2, in force from 26 Feb 2026)