LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,387
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,065
−HK$4,752/mo
Today · 4.125%
HK$159,817
baseline
▲ 0.50% · 4.625%
HK$169,542
+HK$9,725/mo
Deposit HK$32.98M · loan HK$32.98M · min. income ≈ HK$319,634/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,304
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$171,791
−HK$4,552/mo
Today · 4.125%
HK$176,343
baseline
▲ 0.50% · 4.625%
HK$185,638
+HK$9,295/mo
Deposit HK$32.98M · loan HK$32.98M · min. income ≈ HK$352,686/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,464
−HK$11,317/mo
▼ 0.25% · 3.875%
HK$186,078
−HK$5,703/mo
Today · 4.125%
HK$191,781
baseline
▲ 0.50% · 4.625%
HK$203,450
+HK$11,669/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$383,562/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,765
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,149
−HK$5,462/mo
Today · 4.125%
HK$211,611
baseline
▲ 0.50% · 4.625%
HK$222,766
+HK$11,155/mo
Deposit HK$26.38M · loan HK$39.57M · min. income ≈ HK$423,222/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,541
−HK$13,203/mo
▼ 0.25% · 3.875%
HK$217,091
−HK$6,653/mo
Today · 4.125%
HK$223,744
baseline
▲ 0.50% · 4.625%
HK$237,359
+HK$13,615/mo
Deposit HK$19.79M · loan HK$46.17M · min. income ≈ HK$447,488/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,225
−HK$12,655/mo
▼ 0.25% · 3.875%
HK$240,507
−HK$6,373/mo
Today · 4.125%
HK$246,880
baseline
▲ 0.50% · 4.625%
HK$259,893
+HK$13,013/mo
Deposit HK$19.79M · loan HK$46.17M · min. income ≈ HK$493,760/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,696
−HK$16,975/mo
▼ 0.25% · 3.875%
HK$279,116
−HK$8,555/mo
Today · 4.125%
HK$287,671
baseline
▲ 0.50% · 4.625%
HK$305,175
+HK$17,504/mo
Deposit HK$6.60M · loan HK$59.36M · min. income ≈ HK$575,342/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,147
−HK$16,270/mo
▼ 0.25% · 3.875%
HK$309,223
−HK$8,194/mo
Today · 4.125%
HK$317,417
baseline
▲ 0.50% · 4.625%
HK$334,148
+HK$16,731/mo
Deposit HK$6.60M · loan HK$59.36M · min. income ≈ HK$634,834/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,802,947 · Scale 2, in force from 26 Feb 2026)