LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,039
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,507
−HK$475/mo
Today · 4.125%
HK$15,982
baseline
▲ 0.50% · 4.625%
HK$16,954
+HK$972/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,964/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,731
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,179
−HK$456/mo
Today · 4.125%
HK$17,635
baseline
▲ 0.50% · 4.625%
HK$18,564
+HK$929/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,270/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,047
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,608
−HK$570/mo
Today · 4.125%
HK$19,178
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,167/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,356/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,077
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,615
−HK$546/mo
Today · 4.125%
HK$21,161
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,322/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,054
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,709
−HK$666/mo
Today · 4.125%
HK$22,375
baseline
▲ 0.50% · 4.625%
HK$23,736
+HK$1,361/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,750/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,051
−HK$637/mo
Today · 4.125%
HK$24,688
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,376/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,070
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$856/mo
Today · 4.125%
HK$28,768
baseline
▲ 0.50% · 4.625%
HK$30,518
+HK$1,750/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,536/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,923
−HK$819/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,673/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,527 · Scale 2, in force from 26 Feb 2026)