LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,041
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,509
−HK$475/mo
Today · 4.125%
HK$15,984
baseline
▲ 0.50% · 4.625%
HK$16,957
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,968/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,733
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,182
−HK$455/mo
Today · 4.125%
HK$17,637
baseline
▲ 0.50% · 4.625%
HK$18,567
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,274/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,049
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,611
−HK$570/mo
Today · 4.125%
HK$19,181
baseline
▲ 0.50% · 4.625%
HK$20,348
+HK$1,167/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,362/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,080
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$547/mo
Today · 4.125%
HK$21,165
baseline
▲ 0.50% · 4.625%
HK$22,280
+HK$1,115/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,330/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,058
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,713
−HK$665/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,740
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,055
−HK$637/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$25,994
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$856/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,751/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,120
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$820/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,420
+HK$1,673/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,627 · Scale 2, in force from 26 Feb 2026)