LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,421
−HK$9,432/mo
▼ 0.25% · 3.875%
HK$155,099
−HK$4,754/mo
Today · 4.125%
HK$159,853
baseline
▲ 0.50% · 4.625%
HK$169,580
+HK$9,727/mo
Deposit HK$32.98M · loan HK$32.98M · min. income ≈ HK$319,706/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,341
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$171,829
−HK$4,553/mo
Today · 4.125%
HK$176,382
baseline
▲ 0.50% · 4.625%
HK$185,680
+HK$9,298/mo
Deposit HK$32.98M · loan HK$32.98M · min. income ≈ HK$352,764/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,505
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$186,119
−HK$5,705/mo
Today · 4.125%
HK$191,824
baseline
▲ 0.50% · 4.625%
HK$203,496
+HK$11,672/mo
Deposit HK$26.39M · loan HK$39.58M · min. income ≈ HK$383,648/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,810
−HK$10,849/mo
▼ 0.25% · 3.875%
HK$206,195
−HK$5,464/mo
Today · 4.125%
HK$211,659
baseline
▲ 0.50% · 4.625%
HK$222,816
+HK$11,157/mo
Deposit HK$26.39M · loan HK$39.58M · min. income ≈ HK$423,318/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,589
−HK$13,205/mo
▼ 0.25% · 3.875%
HK$217,139
−HK$6,655/mo
Today · 4.125%
HK$223,794
baseline
▲ 0.50% · 4.625%
HK$237,412
+HK$13,618/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$447,588/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,278
−HK$12,657/mo
▼ 0.25% · 3.875%
HK$240,561
−HK$6,374/mo
Today · 4.125%
HK$246,935
baseline
▲ 0.50% · 4.625%
HK$259,951
+HK$13,016/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$493,870/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,757
−HK$16,979/mo
▼ 0.25% · 3.875%
HK$279,179
−HK$8,557/mo
Today · 4.125%
HK$287,736
baseline
▲ 0.50% · 4.625%
HK$305,244
+HK$17,508/mo
Deposit HK$6.60M · loan HK$59.37M · min. income ≈ HK$575,472/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,214
−HK$16,274/mo
▼ 0.25% · 3.875%
HK$309,293
−HK$8,195/mo
Today · 4.125%
HK$317,488
baseline
▲ 0.50% · 4.625%
HK$334,223
+HK$16,735/mo
Deposit HK$6.60M · loan HK$59.37M · min. income ≈ HK$634,976/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,803,576 · Scale 2, in force from 26 Feb 2026)