LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,438
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,118
−HK$4,754/mo
Today · 4.125%
HK$159,872
baseline
▲ 0.50% · 4.625%
HK$169,600
+HK$9,728/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$319,744/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,361
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$171,850
−HK$4,553/mo
Today · 4.125%
HK$176,403
baseline
▲ 0.50% · 4.625%
HK$185,702
+HK$9,299/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$352,806/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,526
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$186,141
−HK$5,706/mo
Today · 4.125%
HK$191,847
baseline
▲ 0.50% · 4.625%
HK$203,520
+HK$11,673/mo
Deposit HK$26.39M · loan HK$39.58M · min. income ≈ HK$383,694/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,833
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,220
−HK$5,464/mo
Today · 4.125%
HK$211,684
baseline
▲ 0.50% · 4.625%
HK$222,842
+HK$11,158/mo
Deposit HK$26.39M · loan HK$39.58M · min. income ≈ HK$423,368/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,614
−HK$13,207/mo
▼ 0.25% · 3.875%
HK$217,165
−HK$6,656/mo
Today · 4.125%
HK$223,821
baseline
▲ 0.50% · 4.625%
HK$237,440
+HK$13,619/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$447,642/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,306
−HK$12,658/mo
▼ 0.25% · 3.875%
HK$240,589
−HK$6,375/mo
Today · 4.125%
HK$246,964
baseline
▲ 0.50% · 4.625%
HK$259,982
+HK$13,018/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$493,928/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,789
−HK$16,981/mo
▼ 0.25% · 3.875%
HK$279,212
−HK$8,558/mo
Today · 4.125%
HK$287,770
baseline
▲ 0.50% · 4.625%
HK$305,280
+HK$17,510/mo
Deposit HK$6.60M · loan HK$59.38M · min. income ≈ HK$575,540/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,250
−HK$16,276/mo
▼ 0.25% · 3.875%
HK$309,329
−HK$8,197/mo
Today · 4.125%
HK$317,526
baseline
▲ 0.50% · 4.625%
HK$334,263
+HK$16,737/mo
Deposit HK$6.60M · loan HK$59.38M · min. income ≈ HK$635,052/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,803,908 · Scale 2, in force from 26 Feb 2026)