LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,447
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,126
−HK$4,755/mo
Today · 4.125%
HK$159,881
baseline
▲ 0.50% · 4.625%
HK$169,609
+HK$9,728/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$319,762/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,370
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$171,859
−HK$4,554/mo
Today · 4.125%
HK$176,413
baseline
▲ 0.50% · 4.625%
HK$185,712
+HK$9,299/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$352,826/mo (50% DSR)
Upfront cash ≈ HK$35.79M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,536
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$186,152
−HK$5,705/mo
Today · 4.125%
HK$191,857
baseline
▲ 0.50% · 4.625%
HK$203,531
+HK$11,674/mo
Deposit HK$26.39M · loan HK$39.59M · min. income ≈ HK$383,714/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,844
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,231
−HK$5,464/mo
Today · 4.125%
HK$211,695
baseline
▲ 0.50% · 4.625%
HK$222,854
+HK$11,159/mo
Deposit HK$26.39M · loan HK$39.59M · min. income ≈ HK$423,390/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,625
−HK$13,208/mo
▼ 0.25% · 3.875%
HK$217,177
−HK$6,656/mo
Today · 4.125%
HK$223,833
baseline
▲ 0.50% · 4.625%
HK$237,453
+HK$13,620/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$447,666/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,318
−HK$12,660/mo
▼ 0.25% · 3.875%
HK$240,603
−HK$6,375/mo
Today · 4.125%
HK$246,978
baseline
▲ 0.50% · 4.625%
HK$259,996
+HK$13,018/mo
Deposit HK$19.79M · loan HK$46.18M · min. income ≈ HK$493,956/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,804
−HK$16,982/mo
▼ 0.25% · 3.875%
HK$279,227
−HK$8,559/mo
Today · 4.125%
HK$287,786
baseline
▲ 0.50% · 4.625%
HK$305,297
+HK$17,511/mo
Deposit HK$6.60M · loan HK$59.38M · min. income ≈ HK$575,572/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,267
−HK$16,276/mo
▼ 0.25% · 3.875%
HK$309,346
−HK$8,197/mo
Today · 4.125%
HK$317,543
baseline
▲ 0.50% · 4.625%
HK$334,281
+HK$16,738/mo
Deposit HK$6.60M · loan HK$59.38M · min. income ≈ HK$635,086/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,804,062 · Scale 2, in force from 26 Feb 2026)