LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,463
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$155,143
−HK$4,755/mo
Today · 4.125%
HK$159,898
baseline
▲ 0.50% · 4.625%
HK$169,628
+HK$9,730/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$319,796/mo (50% DSR)
Upfront cash ≈ HK$35.80M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,388
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$171,878
−HK$4,554/mo
Today · 4.125%
HK$176,432
baseline
▲ 0.50% · 4.625%
HK$185,732
+HK$9,300/mo
Deposit HK$32.99M · loan HK$32.99M · min. income ≈ HK$352,864/mo (50% DSR)
Upfront cash ≈ HK$35.80M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,555
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$186,172
−HK$5,706/mo
Today · 4.125%
HK$191,878
baseline
▲ 0.50% · 4.625%
HK$203,553
+HK$11,675/mo
Deposit HK$26.39M · loan HK$39.59M · min. income ≈ HK$383,756/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,866
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$206,253
−HK$5,465/mo
Today · 4.125%
HK$211,718
baseline
▲ 0.50% · 4.625%
HK$222,878
+HK$11,160/mo
Deposit HK$26.39M · loan HK$39.59M · min. income ≈ HK$423,436/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,648
−HK$13,210/mo
▼ 0.25% · 3.875%
HK$217,200
−HK$6,658/mo
Today · 4.125%
HK$223,858
baseline
▲ 0.50% · 4.625%
HK$237,479
+HK$13,621/mo
Deposit HK$19.80M · loan HK$46.19M · min. income ≈ HK$447,716/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,344
−HK$12,661/mo
▼ 0.25% · 3.875%
HK$240,629
−HK$6,376/mo
Today · 4.125%
HK$247,005
baseline
▲ 0.50% · 4.625%
HK$260,025
+HK$13,020/mo
Deposit HK$19.80M · loan HK$46.19M · min. income ≈ HK$494,010/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,833
−HK$16,984/mo
▼ 0.25% · 3.875%
HK$279,258
−HK$8,559/mo
Today · 4.125%
HK$287,817
baseline
▲ 0.50% · 4.625%
HK$305,330
+HK$17,513/mo
Deposit HK$6.60M · loan HK$59.39M · min. income ≈ HK$575,634/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,299
−HK$16,278/mo
▼ 0.25% · 3.875%
HK$309,380
−HK$8,197/mo
Today · 4.125%
HK$317,577
baseline
▲ 0.50% · 4.625%
HK$334,317
+HK$16,740/mo
Deposit HK$6.60M · loan HK$59.39M · min. income ≈ HK$635,154/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$2,804,366 · Scale 2, in force from 26 Feb 2026)