Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$65.99M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$210,666
−HK$13,211/mo
▼ 0.25% · 3.875%
HK$217,219
−HK$6,658/mo
Today · 4.125%
HK$223,877
baseline
▲ 0.50% · 4.625%
HK$237,499
+HK$13,622/mo

Deposit HK$19.80M · loan HK$46.19M · min. income ≈ HK$447,754/mo (50% DSR)

Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,804,610 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.