LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,512
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,194
−HK$4,756/mo
Today · 4.125%
HK$159,950
baseline
▲ 0.50% · 4.625%
HK$169,683
+HK$9,733/mo
Deposit HK$33.00M · loan HK$33.00M · min. income ≈ HK$319,900/mo (50% DSR)
Upfront cash ≈ HK$35.81M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,443
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,934
−HK$4,556/mo
Today · 4.125%
HK$176,490
baseline
▲ 0.50% · 4.625%
HK$185,793
+HK$9,303/mo
Deposit HK$33.00M · loan HK$33.00M · min. income ≈ HK$352,980/mo (50% DSR)
Upfront cash ≈ HK$35.81M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,614
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$186,233
−HK$5,708/mo
Today · 4.125%
HK$191,941
baseline
▲ 0.50% · 4.625%
HK$203,620
+HK$11,679/mo
Deposit HK$26.40M · loan HK$39.60M · min. income ≈ HK$383,882/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,932
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$206,321
−HK$5,466/mo
Today · 4.125%
HK$211,787
baseline
▲ 0.50% · 4.625%
HK$222,951
+HK$11,164/mo
Deposit HK$26.40M · loan HK$39.60M · min. income ≈ HK$423,574/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,717
−HK$13,214/mo
▼ 0.25% · 3.875%
HK$217,271
−HK$6,660/mo
Today · 4.125%
HK$223,931
baseline
▲ 0.50% · 4.625%
HK$237,556
+HK$13,625/mo
Deposit HK$19.80M · loan HK$46.20M · min. income ≈ HK$447,862/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,420
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$240,707
−HK$6,378/mo
Today · 4.125%
HK$247,085
baseline
▲ 0.50% · 4.625%
HK$260,110
+HK$13,025/mo
Deposit HK$19.80M · loan HK$46.20M · min. income ≈ HK$494,170/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,922
−HK$16,989/mo
▼ 0.25% · 3.875%
HK$279,349
−HK$8,562/mo
Today · 4.125%
HK$287,911
baseline
▲ 0.50% · 4.625%
HK$305,429
+HK$17,518/mo
Deposit HK$6.60M · loan HK$59.41M · min. income ≈ HK$575,822/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,398
−HK$16,283/mo
▼ 0.25% · 3.875%
HK$309,481
−HK$8,200/mo
Today · 4.125%
HK$317,681
baseline
▲ 0.50% · 4.625%
HK$334,427
+HK$16,746/mo
Deposit HK$6.60M · loan HK$59.41M · min. income ≈ HK$635,362/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,805,281 · Scale 2, in force from 26 Feb 2026)