LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,054
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,522
−HK$476/mo
Today · 4.125%
HK$15,998
baseline
▲ 0.50% · 4.625%
HK$16,971
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,996/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,747
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,196
−HK$456/mo
Today · 4.125%
HK$17,652
baseline
▲ 0.50% · 4.625%
HK$18,582
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,304/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,064
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,626
−HK$571/mo
Today · 4.125%
HK$19,197
baseline
▲ 0.50% · 4.625%
HK$20,365
+HK$1,168/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,394/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,096
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,635
−HK$547/mo
Today · 4.125%
HK$21,182
baseline
▲ 0.50% · 4.625%
HK$22,299
+HK$1,117/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,364/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,075
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,731
−HK$666/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,759
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$637/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,015
+HK$1,303/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,096
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$857/mo
Today · 4.125%
HK$28,796
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,752/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,592/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$820/mo
Today · 4.125%
HK$31,773
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,675/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,546/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,172 · Scale 2, in force from 26 Feb 2026)