LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,570
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$155,254
−HK$4,758/mo
Today · 4.125%
HK$160,012
baseline
▲ 0.50% · 4.625%
HK$169,748
+HK$9,736/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$320,024/mo (50% DSR)
Upfront cash ≈ HK$35.82M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,508
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$172,000
−HK$4,558/mo
Today · 4.125%
HK$176,558
baseline
▲ 0.50% · 4.625%
HK$185,864
+HK$9,306/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$353,116/mo (50% DSR)
Upfront cash ≈ HK$35.82M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,684
−HK$11,331/mo
▼ 0.25% · 3.875%
HK$186,304
−HK$5,711/mo
Today · 4.125%
HK$192,015
baseline
▲ 0.50% · 4.625%
HK$203,698
+HK$11,683/mo
Deposit HK$26.41M · loan HK$39.62M · min. income ≈ HK$384,030/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,009
−HK$10,860/mo
▼ 0.25% · 3.875%
HK$206,400
−HK$5,469/mo
Today · 4.125%
HK$211,869
baseline
▲ 0.50% · 4.625%
HK$223,037
+HK$11,168/mo
Deposit HK$26.41M · loan HK$39.62M · min. income ≈ HK$423,738/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,798
−HK$13,219/mo
▼ 0.25% · 3.875%
HK$217,355
−HK$6,662/mo
Today · 4.125%
HK$224,017
baseline
▲ 0.50% · 4.625%
HK$237,648
+HK$13,631/mo
Deposit HK$19.81M · loan HK$46.22M · min. income ≈ HK$448,034/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,511
−HK$12,670/mo
▼ 0.25% · 3.875%
HK$240,800
−HK$6,381/mo
Today · 4.125%
HK$247,181
baseline
▲ 0.50% · 4.625%
HK$260,210
+HK$13,029/mo
Deposit HK$19.81M · loan HK$46.22M · min. income ≈ HK$494,362/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,026
−HK$16,996/mo
▼ 0.25% · 3.875%
HK$279,457
−HK$8,565/mo
Today · 4.125%
HK$288,022
baseline
▲ 0.50% · 4.625%
HK$305,547
+HK$17,525/mo
Deposit HK$6.60M · loan HK$59.43M · min. income ≈ HK$576,044/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,514
−HK$16,290/mo
▼ 0.25% · 3.875%
HK$309,600
−HK$8,204/mo
Today · 4.125%
HK$317,804
baseline
▲ 0.50% · 4.625%
HK$334,556
+HK$16,752/mo
Deposit HK$6.60M · loan HK$59.43M · min. income ≈ HK$635,608/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,364 · Scale 2, in force from 26 Feb 2026)