LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,593
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$155,277
−HK$4,759/mo
Today · 4.125%
HK$160,036
baseline
▲ 0.50% · 4.625%
HK$169,774
+HK$9,738/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$320,072/mo (50% DSR)
Upfront cash ≈ HK$35.83M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,533
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,026
−HK$4,558/mo
Today · 4.125%
HK$176,584
baseline
▲ 0.50% · 4.625%
HK$185,892
+HK$9,308/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$353,168/mo (50% DSR)
Upfront cash ≈ HK$35.83M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,711
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,332
−HK$5,712/mo
Today · 4.125%
HK$192,044
baseline
▲ 0.50% · 4.625%
HK$203,729
+HK$11,685/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$384,088/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,040
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$206,431
−HK$5,470/mo
Today · 4.125%
HK$211,901
baseline
▲ 0.50% · 4.625%
HK$223,071
+HK$11,170/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$423,802/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,830
−HK$13,221/mo
▼ 0.25% · 3.875%
HK$217,388
−HK$6,663/mo
Today · 4.125%
HK$224,051
baseline
▲ 0.50% · 4.625%
HK$237,684
+HK$13,633/mo
Deposit HK$19.81M · loan HK$46.23M · min. income ≈ HK$448,102/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,546
−HK$12,672/mo
▼ 0.25% · 3.875%
HK$240,837
−HK$6,381/mo
Today · 4.125%
HK$247,218
baseline
▲ 0.50% · 4.625%
HK$260,249
+HK$13,031/mo
Deposit HK$19.81M · loan HK$46.23M · min. income ≈ HK$494,436/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,067
−HK$16,998/mo
▼ 0.25% · 3.875%
HK$279,499
−HK$8,566/mo
Today · 4.125%
HK$288,065
baseline
▲ 0.50% · 4.625%
HK$305,593
+HK$17,528/mo
Deposit HK$6.60M · loan HK$59.44M · min. income ≈ HK$576,130/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,559
−HK$16,293/mo
▼ 0.25% · 3.875%
HK$309,647
−HK$8,205/mo
Today · 4.125%
HK$317,852
baseline
▲ 0.50% · 4.625%
HK$334,606
+HK$16,754/mo
Deposit HK$6.60M · loan HK$59.44M · min. income ≈ HK$635,704/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,787 · Scale 2, in force from 26 Feb 2026)