LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,597
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,281
−HK$4,760/mo
Today · 4.125%
HK$160,041
baseline
▲ 0.50% · 4.625%
HK$169,779
+HK$9,738/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$320,082/mo (50% DSR)
Upfront cash ≈ HK$35.83M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,538
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,031
−HK$4,558/mo
Today · 4.125%
HK$176,589
baseline
▲ 0.50% · 4.625%
HK$185,897
+HK$9,308/mo
Deposit HK$33.02M · loan HK$33.02M · min. income ≈ HK$353,178/mo (50% DSR)
Upfront cash ≈ HK$35.83M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,716
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,338
−HK$5,711/mo
Today · 4.125%
HK$192,049
baseline
▲ 0.50% · 4.625%
HK$203,735
+HK$11,686/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$384,098/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,045
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$206,437
−HK$5,470/mo
Today · 4.125%
HK$211,907
baseline
▲ 0.50% · 4.625%
HK$223,077
+HK$11,170/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$423,814/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,836
−HK$13,221/mo
▼ 0.25% · 3.875%
HK$217,394
−HK$6,663/mo
Today · 4.125%
HK$224,057
baseline
▲ 0.50% · 4.625%
HK$237,690
+HK$13,633/mo
Deposit HK$19.81M · loan HK$46.23M · min. income ≈ HK$448,114/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,553
−HK$12,672/mo
▼ 0.25% · 3.875%
HK$240,843
−HK$6,382/mo
Today · 4.125%
HK$247,225
baseline
▲ 0.50% · 4.625%
HK$260,256
+HK$13,031/mo
Deposit HK$19.81M · loan HK$46.23M · min. income ≈ HK$494,450/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,075
−HK$16,998/mo
▼ 0.25% · 3.875%
HK$279,507
−HK$8,566/mo
Today · 4.125%
HK$288,073
baseline
▲ 0.50% · 4.625%
HK$305,602
+HK$17,529/mo
Deposit HK$6.60M · loan HK$59.44M · min. income ≈ HK$576,146/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,568
−HK$16,293/mo
▼ 0.25% · 3.875%
HK$309,656
−HK$8,205/mo
Today · 4.125%
HK$317,861
baseline
▲ 0.50% · 4.625%
HK$334,615
+HK$16,754/mo
Deposit HK$6.60M · loan HK$59.44M · min. income ≈ HK$635,722/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,806,866 · Scale 2, in force from 26 Feb 2026)