LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,061
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,530
−HK$476/mo
Today · 4.125%
HK$16,006
baseline
▲ 0.50% · 4.625%
HK$16,980
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,012/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,756
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,205
−HK$456/mo
Today · 4.125%
HK$17,661
baseline
▲ 0.50% · 4.625%
HK$18,592
+HK$931/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,322/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,074
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,636
−HK$571/mo
Today · 4.125%
HK$19,207
baseline
▲ 0.50% · 4.625%
HK$20,376
+HK$1,169/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,414/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,107
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,646
−HK$547/mo
Today · 4.125%
HK$21,193
baseline
▲ 0.50% · 4.625%
HK$22,310
+HK$1,117/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,386/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,086
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,742
−HK$666/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,772
+HK$1,364/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,087
−HK$638/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,029
+HK$1,304/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,111
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,954
−HK$857/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,564
+HK$1,753/mo
Deposit HK$661K · loan HK$5.94M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,160
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,969
−HK$821/mo
Today · 4.125%
HK$31,790
baseline
▲ 0.50% · 4.625%
HK$33,465
+HK$1,675/mo
Deposit HK$661K · loan HK$5.94M · min. income ≈ HK$63,580/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,516 · Scale 2, in force from 26 Feb 2026)