LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,627
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$155,313
−HK$4,760/mo
Today · 4.125%
HK$160,073
baseline
▲ 0.50% · 4.625%
HK$169,813
+HK$9,740/mo
Deposit HK$33.03M · loan HK$33.03M · min. income ≈ HK$320,146/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,571
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,066
−HK$4,559/mo
Today · 4.125%
HK$176,625
baseline
▲ 0.50% · 4.625%
HK$185,935
+HK$9,310/mo
Deposit HK$33.03M · loan HK$33.03M · min. income ≈ HK$353,250/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,753
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$186,375
−HK$5,713/mo
Today · 4.125%
HK$192,088
baseline
▲ 0.50% · 4.625%
HK$203,776
+HK$11,688/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$384,176/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,086
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$206,479
−HK$5,471/mo
Today · 4.125%
HK$211,950
baseline
▲ 0.50% · 4.625%
HK$223,122
+HK$11,172/mo
Deposit HK$26.42M · loan HK$39.63M · min. income ≈ HK$423,900/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,878
−HK$13,224/mo
▼ 0.25% · 3.875%
HK$217,438
−HK$6,664/mo
Today · 4.125%
HK$224,102
baseline
▲ 0.50% · 4.625%
HK$237,738
+HK$13,636/mo
Deposit HK$19.82M · loan HK$46.24M · min. income ≈ HK$448,204/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,600
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$240,892
−HK$6,383/mo
Today · 4.125%
HK$247,275
baseline
▲ 0.50% · 4.625%
HK$260,309
+HK$13,034/mo
Deposit HK$19.82M · loan HK$46.24M · min. income ≈ HK$494,550/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,129
−HK$17,002/mo
▼ 0.25% · 3.875%
HK$279,563
−HK$8,568/mo
Today · 4.125%
HK$288,131
baseline
▲ 0.50% · 4.625%
HK$305,663
+HK$17,532/mo
Deposit HK$6.61M · loan HK$59.45M · min. income ≈ HK$576,262/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,628
−HK$16,297/mo
▼ 0.25% · 3.875%
HK$309,718
−HK$8,207/mo
Today · 4.125%
HK$317,925
baseline
▲ 0.50% · 4.625%
HK$334,683
+HK$16,758/mo
Deposit HK$6.61M · loan HK$59.45M · min. income ≈ HK$635,850/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,807,431 · Scale 2, in force from 26 Feb 2026)