LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,640
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,326
−HK$4,761/mo
Today · 4.125%
HK$160,087
baseline
▲ 0.50% · 4.625%
HK$169,828
+HK$9,741/mo
Deposit HK$33.03M · loan HK$33.03M · min. income ≈ HK$320,174/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,586
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,080
−HK$4,560/mo
Today · 4.125%
HK$176,640
baseline
▲ 0.50% · 4.625%
HK$185,951
+HK$9,311/mo
Deposit HK$33.03M · loan HK$33.03M · min. income ≈ HK$353,280/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,768
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$186,391
−HK$5,713/mo
Today · 4.125%
HK$192,104
baseline
▲ 0.50% · 4.625%
HK$203,793
+HK$11,689/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$384,208/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,103
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$206,496
−HK$5,472/mo
Today · 4.125%
HK$211,968
baseline
▲ 0.50% · 4.625%
HK$223,141
+HK$11,173/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$423,936/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,896
−HK$13,226/mo
▼ 0.25% · 3.875%
HK$217,457
−HK$6,665/mo
Today · 4.125%
HK$224,122
baseline
▲ 0.50% · 4.625%
HK$237,759
+HK$13,637/mo
Deposit HK$19.82M · loan HK$46.24M · min. income ≈ HK$448,244/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,620
−HK$12,676/mo
▼ 0.25% · 3.875%
HK$240,913
−HK$6,383/mo
Today · 4.125%
HK$247,296
baseline
▲ 0.50% · 4.625%
HK$260,331
+HK$13,035/mo
Deposit HK$19.82M · loan HK$46.24M · min. income ≈ HK$494,592/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,153
−HK$17,003/mo
▼ 0.25% · 3.875%
HK$279,587
−HK$8,569/mo
Today · 4.125%
HK$288,156
baseline
▲ 0.50% · 4.625%
HK$305,690
+HK$17,534/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$576,312/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,655
−HK$16,297/mo
▼ 0.25% · 3.875%
HK$309,745
−HK$8,207/mo
Today · 4.125%
HK$317,952
baseline
▲ 0.50% · 4.625%
HK$334,712
+HK$16,760/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$635,904/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$2,807,673 · Scale 2, in force from 26 Feb 2026)