LTV · monthly repayment
▼ 0.50% · 3.625%
HK$150,657
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$155,344
−HK$4,761/mo
Today · 4.125%
HK$160,105
baseline
▲ 0.50% · 4.625%
HK$169,847
+HK$9,742/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$320,210/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,605
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,100
−HK$4,560/mo
Today · 4.125%
HK$176,660
baseline
▲ 0.50% · 4.625%
HK$185,972
+HK$9,312/mo
Deposit HK$33.04M · loan HK$33.04M · min. income ≈ HK$353,320/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,789
−HK$11,337/mo
▼ 0.25% · 3.875%
HK$186,412
−HK$5,714/mo
Today · 4.125%
HK$192,126
baseline
▲ 0.50% · 4.625%
HK$203,816
+HK$11,690/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$384,252/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,126
−HK$10,866/mo
▼ 0.25% · 3.875%
HK$206,520
−HK$5,472/mo
Today · 4.125%
HK$211,992
baseline
▲ 0.50% · 4.625%
HK$223,166
+HK$11,174/mo
Deposit HK$26.43M · loan HK$39.64M · min. income ≈ HK$423,984/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,920
−HK$13,227/mo
▼ 0.25% · 3.875%
HK$217,481
−HK$6,666/mo
Today · 4.125%
HK$224,147
baseline
▲ 0.50% · 4.625%
HK$237,786
+HK$13,639/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$448,294/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,647
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$240,940
−HK$6,384/mo
Today · 4.125%
HK$247,324
baseline
▲ 0.50% · 4.625%
HK$260,361
+HK$13,037/mo
Deposit HK$19.82M · loan HK$46.25M · min. income ≈ HK$494,648/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,183
−HK$17,006/mo
▼ 0.25% · 3.875%
HK$279,619
−HK$8,570/mo
Today · 4.125%
HK$288,189
baseline
▲ 0.50% · 4.625%
HK$305,724
+HK$17,535/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$576,378/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,689
−HK$16,299/mo
▼ 0.25% · 3.875%
HK$309,780
−HK$8,208/mo
Today · 4.125%
HK$317,988
baseline
▲ 0.50% · 4.625%
HK$334,749
+HK$16,761/mo
Deposit HK$6.61M · loan HK$59.46M · min. income ≈ HK$635,976/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$2,807,990 · Scale 2, in force from 26 Feb 2026)